XERO GOLD PARTNER

Xero Bookkeeping Canberra

Professional Xero bookkeeping services for Canberra service businesses. Get accurate, compliant financial data and robust systems.

 

The Kartel Solution is a business advisory firm helmed by Rebecca Kartel. Strategic decisions require reliable data. If you are a Canberra founder losing hours to financial admin, it is time to build a better foundation. We take the day-to-day bookkeeping off your plate entirely, ensuring your Xero systems are flawless, compliant, and up-to-date so you can focus on profit.

Reclaim Your Time

Time spent wrestling with receipts and reconciliations is the most expensive work you do. Handing over the day-to-day management of your cash flow is the first step toward reclaiming your focus. We handle the financial groundwork for Adelaide businesses, so you do not have to.

Knowing that your accounts are in shape year-round gives you peace of mind and the freedom to think strategically to help grow your business.

 

We are proud XERO experts

WE SPECIALISE IN

Key Services

 
 

PAYROLL

Complete payroll management, ensuring compliance with PAYG, superannuation, and STP. We handle everything from processing to reporting, keeping your business up-to-date and compliant.

 

REPORTING

Make smart, data-driven decisions with our monthly financial reports. Get insights into your business’s performance, helping you track trends, manage cash flow, and identify growth opportunities.

 
 

CASHFLOW

Boost your business's value with effective cash flow management. We implement processes to optimise cash balance, improve liquidity, and support sustainable growth.

 

BUDGETS

Gain control and clarity with tailored budgets that align with your goals, helping you track spending, manage costs, and drive profitability.

 
 

ACCOUNTS (AR/AP)

We manage accounts payable, receivable, invoicing, and debtor management to enhance cash flow, ensure timely payments, and keep your operations running smoothly.

 

ACTIVITY STATEMENTS

We handle IAS, PAYG, BAS, and Payroll Tax lodgements with the ATO, ensuring timely and accurate compliance with tax regulations.

 
 

XERO TRAINING

Get personalised, remote 1:1 Xero training from home. Learn to get organized and maximise your use of Xero.

 

ATO COMPLIANCE

Stay compliant with Australian Tax and GST laws. We handle documentation and reporting to keep you up-to-date and penalty-free.

BUSINESS SOLUTIONS

Xero Bookkeeping Packages

Our Xero bookkeeping packages give you experienced financial support without the cost, risk, or overhead of an in-house finance employee.

With a dedicated team, structured systems, and reliable reporting, we keep your numbers accurate, your compliance on track, and your back office running with greater consistency as your business grows.

Level 1: Foundations

From $600 per month

A steady foundation for businesses that need clean records, consistent maintenance, and essential compliance support.

What’s included:

  • Fortnightly Xero management

  • Reconciliation of up to 2 bank accounts

  • Balance sheet reconciliations

  • Monthly profit and loss reporting

  • Quarterly business activity statement preparation and lodgement

  • Year-end BAS reconciliation and adjustments

Available add ons

  • High volume invoice generation and management

  • PayPal account management and reconciliation

  • Payroll setup

  • Payroll processing, STP, and superannuation processing

  • Monthly instalment activity statement lodgement

  • Monthly SRO payroll tax lodgement

  • Additional customised reporting

  • Additional online meetings

Level 2: Team

From $1,500 + GST per month

For growing businesses that need more active financial administration across payroll, payables, and weekly back-office support.

What’s included:

  • Everything in Foundations, plus

  • Weekly Xero management

  • Monthly payroll for fewer than 5 employees

  • Weekly management of the account’s inbox

  • Accounts payable processing through Xero and Hubdoc

  • Quarterly 30 minute online review meeting

Available add ons

  • Invoice generation and management

  • Management of external CRMs, databases, and systems

  • PayPal reconciliations

  • Payroll setup

  • Additional payroll, STP, and superannuation processing

  • Monthly instalment activity statement lodgement

  • SRO payroll tax lodgement

  • Annual WorkCover review and lodgement

Level 3: Growth

From $2,800 + GST per month

For established businesses that need broader financial administration, integrated systems support, and more regular reporting as operational complexity grows.

What’s included:

  • Everything in Team, plus

  • External CRM management for invoicing

  • Xero management across multiple bank accounts

  • Weekly, fortnightly, or monthly payroll, STP, and super processing

  • Weekly or fortnightly accounts payable support

  • Monthly instalment activity statement lodgement

  • Annual WorkCover lodgement

  • Monthly 60-minute online analytics meeting

Available add ons

  • Monthly payroll tax processing and lodgement

  • Monthly debtor management, including statements and invoice reminder emails

  • Annual taxable payments annual report lodgement

All packages are quoted based on scope, transaction volume, number of employees, and the condition of existing records. Additional work outside scope will be quoted separately.


Discover how we can help you better manage you business with XERO


Who we are

The Kartel Solution is a business advisory firm helmed by Rebecca Kartel. We specialise in Xero Bookkeeping, Payroll Advisory, BAS services, cash flow management, budgeting, systems implementation, and operational efficiency. Our holistic, proactive approach ensures that business owners, professionals, and entrepreneurs benefit from streamlined operations and optimised financial management.

By listening to our clients, reducing stress, leveraging technology, and implementing effective systems, we provide expert guidance and peace of mind.

As Xero Gold Partners and Registered BAS Agents, we are committed to driving your success through efficiency, maximising productivity, and supporting your long-term growth.

Registered BAS Agent | Master in Business Administration | Diploma in Accounting | Xero Gold Partner

FAQ

What clients ask

  • We offer three core service streams: The Foundation (monthly Xero bookkeeping and admin), The Coaching (a 12‑week program for women business owners), and The Strategy (forward‑looking cashflow planning, Virtual CFO support and commercial advisory for established businesses).

  • SMEs Australia‑wide. The Coaching is tailored specifically for women business owners who want hands‑on control of their finances. The Foundation suits businesses wanting clean, reliable bookkeeping. The Strategy is for established businesses ready to plan and scale beyond day‑to‑day operations.

  • They stack progressively. The Foundation creates a reliable bookkeeping baseline. The Coaching builds skills, systems and confidence using your real numbers. The Strategy overlays forward‑looking cashflow planning and Virtual CFO support to guide scaling and strategic decisions.

  • A Xero bookkeeper records what has already happened in your business, ensuring your data is clean, compliant, and reconciled within the system. An accountant typically focuses on your annual compliance and year-end reporting. A Virtual CFO looks at your data and tells you what is going to happen next. While bookkeeping and accounting handle the past and present, a Virtual CFO handles the future—providing 30-day, 60-day, and 90-day cash flow forecasts, profit strategy, and financial leadership for service-based businesses.

  • If your business is generating strong revenue but you are constantly stressed about cash flow, you need Business Advisory. Signs include: checking your bank balance to make decisions, lacking clear financial systems, or having a great sales month but still struggling to pay yourself properly. Advisory gives you the visibility to maximise profit and make decisions with certainty.

  • Cash flow problems are usually system problems, not sales problems. Making money is not the same as being in control of it. Often, cash is tied up in accounts receivable, poor margin structures, or a lack of structured allocation. We solve this by building a 30-day, 60-day, and 90-day cash flow forecast from your actual Xero data, so you know exactly where your money is going before it moves.

  • We are proud Xero Gold Partners and we exclusively use Xero because we believe it provides the best financial systems for ambitious service-based businesses. If you are currently using another platform, we manage the complete migration for you to ensure your foundation is solid before we start optimising for profit.

  • A three-bank account system automatically structures your cash to protect your profit and cover your obligations. We set up a day-to-day account for weekly payments like team wages and accounts payable, a BAS account for GST and PAYG transfers, and a business savings account for investments and large annual fees. This system removes the guesswork from your cash flow.

  • The first step is a strategic conversation to look at your current financial systems and profit margins. We review your Xero file, identify where your cash is getting stuck, and build a roadmap to move you from reactive administration to proactive financial leadership.

  • We are Melbourne-based but we serve clients Australia-wide. Services are delivered remotely using secure cloud accounting tools, allowing us to support businesses in every state and territory.

  • Yes. We manage payroll processing, Single Touch Payroll (STP) filings, pay runs, leave calculations and timely superannuation contributions. We ensure compliance with Fair Work, superannuation guarantee rules and ATO reporting requirements.

 

If you have any other questions, book an obligation-free 20 minute consultation with Rebecca.

 

TESTIMONIALS

What our clients say

Book an obligation-free call with our CEO Rebecca to see how we can help your business.